Embedded Digital Wealth Management for Banks & CUs

Seamlessly integrate digital wealth management into your bank or credit union with our embedded solution. Empower your customers with cutting-edge financial tools right within your app
Unifimoney is a digital wealth management platform enabling financial institutions to offer innovative digital wealth management services directly through their existing digital channels. This turnkey solution supports active and passive investing in stocks, ETFs, digital assets, and precious metals. Unifimoney RIA, an SEC-registered advisor, ensures compliance and trust. Selected for the ICBA 2022 ThinkTech Accelerator, Unifimoney is the future of digital wealth management for community FIs.

Features & Benefits

Buy, Hold, and Trade Digital Assets Effortlessly

Easily buy, sell, and securely store your digital assets on a platform that combines simplicity, elegance, and robust security.

Powered by our partner Gemini, a regulated digital asset exchange, wallet, and custodian.

Experience high-speed, ultra-stable trading with transactions executed in microseconds.

Gemini is a licensed New York trust company, regulated by the NY Department of Financial Services, and built with industry-leading security from day one.

Enjoy Commission-Free Trading on Thousands of U.S. Equities and ETFs

Trade U.S. equities, ETFs, and ADRs (American Depository Receipts) with ease.

Enjoy commission-free trading and build your custom portfolio with no hidden fees.

Real-time fractional investing allows you to start with as little as $1, giving you access to the market like never before.

Unifimoney Themes Each theme highlights forward-thinking, innovative categories and companies poised for growth.

Explore themes such as:

Semiconductors & AI Innovation Focused LGBTQ+ Women in Leadership Information Technology Clean Energy SaaS and Cloud Software Entertainment Tech Travel Digital Health Biotech Digital Finance Dive into the future of investing with Unifimoney.

Grow Your Wealth Effortlessly with Our Robo Advisor

Set up automatic monthly investments and watch your wealth grow passively with Unifimoney RIA.

Make lump-sum investments whenever it suits you.

Benefit from AI-driven, quant-based portfolio design.

Low management fees starting at just 0.30% per year.

Portfolios are tailored to your unique risk profile and investment goals.

Other key benefits of using an investment robo advisor:

  • Diversification: Enjoy a well-diversified portfolio without the hassle of managing it yourself.
  • Cost Efficiency: Save on fees compared to traditional advisory services.
  • 24/7 Monitoring: Your portfolio is continuously monitored and adjusted as needed, ensuring optimal performance.
  • Emotion-Free Investing: Remove emotional decision-making from your investment strategy, leading to more consistent long-term results.
  • Goal-Based Planning: Align your investments with specific financial goals, such as retirement or buying a home.
  • Ease of Use: Simple, intuitive interface making investing accessible for all levels of investors.

Trade Precious Metals: Gold, Silver, and Platinum at Your Fingertips

Trade with Confidence:

  • 100% Physical Metal Backing: Each purchase is fully backed by tangible gold, silver, or platinum.
  • Instant Liquidity: Enjoy 24/7 access to your assets with immediate liquidity whenever you need it.
  • Direct Ownership: You hold direct ownership of the physical metal, ensuring full control.
  • Flexible Purchasing: Buy in any quantity, starting from as little as $5.
  • 3rd Party Verification & Audit: Independent verification and audits provide transparency and trust.
  • Fully Insured: Your assets are fully insured, giving you peace of mind.