REPAY provides integrated payment processing solutions to Financial Institutions that have specific transaction processing needs. The REPAY platform provides credit/debit card processing, Instant Funding, ACH processing, IVR/phone pay, text pay, electronic bill payment and presentment (EBPP) systems, and white-labeled consumer-facing payment portals, including web portals and mobile apps.

Features & Benefits

Omni-channel payment capabilities

The REPAY proprietary technology stack includes a seamless integration with Q2, which provides a one stop omni-channel payments provider for your organization. When it's easier for consumers to pay, you can increase on-time payments. Using debit cards or ACH, payments can be made through any of our convenient payment methods:

  • Agent
  • IVR (Interactive Voice Response)
  • Link
  • Online
  • Text

Always available U.S.-based customer service

REPAY customer service representatives are available 24/7/365.

PCI-compliant for secure processing and due diligence processAlways available U.S.-based customer service

REPAY provides assistance for mandatory annual PCI audits.

In addition, we provide a due diligence package at the time of initial setup for your vendor approval process. Upon request, REPAY will provide annual due diligence items such as SOC II, financial statements, etc.

Easy-to-send text reminders

Reminds consumers when payments are due via SMS and allows consumers to immediately pay from that text with a simple reply.

Recurring and one-time payment capabilities

A REPAY account enables real-time credit card, debit card and prepaid card processing services.

REPAY also supports ACH Processing that is fast and reliable with low transaction fees.

Same day ACH credits and debits available. Weekend processing and late cutoff times can also be accommodated.

Real-time reporting available for reconciliation

Convenient, built-in real-time dashboards allow simplified daily, weekly or month-end reconciliation. Additional standard and ad-hoc reporting is also available.