Empower customers and members to protect their loved ones with term life insurance that's easy, with a 5 minute online application, no medical exams up to $3M in coverage, and instant decisions.
Features & Benefits
100% online application process and instant decisions
Customers or members can apply online in 5 minutes for an instant coverage decision, with no medical exams on up to $3M in coverage.
Coverage that's flexible over time
Your customers or members can adjust their coverage (and premium) online at any time with life's changes, like paying down their mortgage or welcoming a new child.
Competitive, transparent pricing
Ladder offers affordable pricing with no hidden fees. Customers can cancel anytime for any reason, or get a full refund within the first 30 days.
Embedded insurance to help customers and members protect what matters most
Make targeted, timely and relevant offers for customers and members to protect their loved ones. Offer a seamless way to calculate coverage needs, get tailored quotes, and even manage a policy –– all online.