IDnotify® by Experian®
Features & Benefits
Annual Experian® Credit Report and VantageScore®
Stay on top of your credit with annual access to your Experian® credit report and VantageScore® that lenders can use to evaluate your creditworthiness.
Lost Wallet Services
Cancel and replace your driver’s license, medical insurance cards, credit and debit cards, and more if your wallet is ever lost or stolen – all with just one call.
Identity Restoration
Certified bilingual and multilingual U.S.-based identity restoration service specialists provide step-by-step, full-service support to investigate and restore your identity. Our 24/7/365 services include the use of Limited Power of Attorney to complete restoration activities of your behalf, saving you time.
Financial Account Takeover
Alerts you if your personal information, such as your Social Security number, is used to open new credit or bank accounts, or if unauthorized changes are made to your existing financial accounts.
Social Network Monitoring
Notifies you of privacy or reputation risks associated with your social media content, including comments and language.
Payday Loan Monitoring
We’ll notify you if your personal information is used to take out a payday or quick cash loan.
Child Identity Monitoring
Identify if your child’s personal information such as Social Security number, online account logins, and more have been exposed in a database of major data breaches or is for sale on illegal trading sites.
Social Security Number Trace
Notifies you of all the names, aliases and addresses that become associated with your Social Security Number.
Internet Surveillance
Proprietary technology monitors thousands of websites and millions of data points to detect your personal data on the dark web. If a match with your personal data is found, we will notify you promptly.
Identity Theft Insurance (various levels depending on plan)
If you experience identity theft, our Identity Theft Insurance reimburses you for certain expenses associated with restoring your identity, including lost wages and legal fees up to $500K/$1M/$5M.
Change of Address Monitoring
Notifies you if your mail from the United States Postal Service is redirected.
Court Record Monitoring
Informs you if a crime is recorded in the court system and tracks law enforcement data, including arrest records, to detect if a crime has been booked using your personal information, such as your name and date of birth.
CLUB Alerts
Notifies you of changes in your credit limit, credit utilization, and credit balances that may affect credit scores.
Real-Time Credit Alerts
Monitors your Experian® credit report and notifies you about a hard inquiry in real time.
Real-Time Authorization Alerts
Notifies you if a new credit application, identity authorization, or identity validation is made using your personal information.
3-Bureau Credit Monitoring
Monitors your Experian®, TransUnion®, and Equifax® credit reports and notifies you of critical changes.
Experian® Credit Monitoring
Monitors your Experian® credit report and notifies you of critical changes.
VantageScore® Simulator
Shows you how certain credit behaviors could potentially impact your credit health and your credit score.
VantageScore® Updates
View your VantageScore® from Experian® in an easy-to-read, daily graph.
Sex Offender Monitoring
Searches over 1 million records to alert you if sex offenders live in your area and if an offender attempts to register using your identity.