IDnotify® by Experian®

Unlock The Power of Data

Empower and protect your consumers and clients by providing powerful credit education and identity protection with IDnotify® by Experian®, the world’s largest credit bureau.

IDnotify® by Experian®

Marketplace Credit Retail
Experian unlocks the power of data to create opportunities for consumers, businesses and society. At life’s big moments – from buying a home or car, to sending a child to college, to growing a business exponentially by connecting it with new customers – Experian empowers consumers and clients to manage their data with confidence so they can maximize every opportunity.

Features & Benefits

Annual Experian® Credit Report and VantageScore®

Prepare for life's biggest moments by understanding your credit. Your Experian® credit report gives you a detailed look at the information lenders use to make credit decisions and set interest rates. Check your payment history, account balances, and credit score to discover ways to resolve issues and improve your credit. Gain access to your VantageScore®* 3.0 that leverages unique machine learning techniques that result in greater accuracy for even those with sparse credit histories.

*Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, your lender may use a score that’s different from your VantageScore 3.0. Click here to learn more. https://www.experian.com/consumer-products/vantage-score.html

Payday Loan Monitoring

We’ll notify you if your personal information is used to take out a payday or quick cash loan.

Child Identity Monitoring

Identify if your child’s personal information such as Social Security number, online account logins, and more have been exposed in a database of major data breaches or is for sale on illegal trading sites.

Internet Surveillance

As consumers awareness of dark web threats grow, become a trusted partner by offering key dark web monitoring functionality. With continuous evolution of the dark web, consumer information leaked on the dark web is increasing. With it, the need for dark web monitoring is essential for comprehensive identity protection. Engage consumers with protection that is at the top of their minds. CyberAgent® Dark Web Monitoring alerts consumers if a threat to their identity is found on the dark web. *Available for Adult & Child subscribers.

If your or your child's* personal information is bought or sold on the dark web, thieves can use it to steal your identity. We scan thousands of dark web websites and alert you if we find any matches to your personal information so that you can respond.

*Disclaimer needed for child monitoring when offered to consumers. Click here for the disclaimer. https://wiki.gbl.experiancs.com/pages/viewpage.action?pageId=330337168

Identity Theft Insurance (various levels depending on plan)

Identity theft can be a costly experience – taking time and money to recover. With a no-deductible Identity Theft Insurance* policy, you get reimbursed for unexpected out-of-pocket expenses such as legal fees, lost income, fraudulent transactions, and stolen funds.

If you experience identity theft, our Identity Theft Insurance reimburses you for certain expenses associated with restoring your identity, including lost wages and legal fees up to $500K/$1M/$5M.

*Disclaimer needed. Please click here for details. https://wiki.gbl.experiancs.com/pages/viewpage.action?spaceKey=FLD&title=1st+Line+of+Defense+%281LOD%29+Guardrails

Real-Time Credit Alerts

Better protect your financial wellness with Experian® Authorization Alerts. Get real-time notifications when someone uses your personal information to apply for new credit and take action against identity theft.

Lost Wallet Services

Easily save and store your important payment and identification information in one place, creating a digital wallet. If your actual wallet is lost or stolen, your digital version will help you to cancel and replace everything quickly, saving you time, money, and stress.

Identity Restoration

If you become a victim of identity theft, the process to recover can be complicated and time-consuming. Often, it requires assistance to figure out how to recover fully. Full-Service Identity Restoration will get you back on track with support from an expert restoration agent that will walk you through the process of reclaiming what's rightfully yours.

Financial Account Takeover

You'll get an alert if someone tries to open a new bank account in your name or change personal information on an existing bank account, so you can secure your accounts before an identity thief gets a hold of them.

Social Network Monitoring

Adult Monitoring Sharing too much personal information on social media can put you at risk for identity theft and compromise your privacy and reputation. If something you post on Facebook, Instagram, LinkedIn, or Twitter does this, you will get an alert.

Feature Availability • Reputation risk alerts • Privacy risk alerts

Change of Address Monitoring

Unauthorized address changes can be a sign of identity theft. If someone makes a change request with the U.S. Postal Service that matches your personal information, you will receive an alert.

Court Record Monitoring

Get alerted when your personal information, like your name or date of birth, is found in U.S. County, State, or City court records and is used by someone involved in the court system.

CLUB Alerts

With more robust monitoring of your Experian credit file, C.L.U.B. Alerts notify you of your credit limits, account balances, or how much available credit you’ve used. Which can help you track your positive financial habits and spot potential fraud.

Real-Time Authorization Alerts

Better protect your financial wellness with Experian® Authorization Alerts. Get real-time notifications when someone uses your personal information to apply for new credit and take action against identity theft.

3-Bureau Credit Monitoring

Gain comprehensive control with daily monitoring of your Experian®, Equifax®, and TransUnion® credit files. You’ll receive alerts of key changes to help you spot signs of potential identity theft sooner, so you take action to protect your future.

Experian® Credit Monitoring

With the power of daily monitoring, you'll receive alerts of key changes to your Experian® credit report. Helping you spot signs of potential identity theft sooner, so you can take action to protect your future.

VantageScore® Simulator

Get a financial wellness confidence boost in real-time with VantageScore®* Simulator. The interactive tool estimates what could be your likely future VantageScore® based on your potential credit decisions and actions, such as paying off a credit card.

*Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don’t be surprised if your lender uses a score that’s different from your VantageScore 3.0. Click here to learn more

Monthly VantageScore Updates

Monitor your financial wellness goals with VantageScore® Score Tracker, a month-by-month view of your VantageScore®*.

*Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don’t be surprised if your lender uses a score that’s different from your VantageScore 3.0. Click here to learn more.

Sex Offender Monitoring

Helps keep you and your loved ones safe by showing you a map of registered sex offenders living in your neighborhood and sending notifications when new offenders move in.

Social Security Number Trace

Identity thieves can use your Social Security Number to get credit, make purchases, and more. We'll notify you if a new name, nickname, or address becomes linked to your number so you can act sooner.

Available for Adult & Child